How Much Can I Borrow?

Your local mortgage experts

Our in-house mortgage advisors at Mortgage Matters are here to help guide you through the process – from securing your Agreement in Principle all the way through to the excitement of moving day.

Our advice is completely free, with nothing to pay until you complete, and you'll benefit from absolutley free remortgaging for the lifetime that you are at the property!

Speak to one of our friendly mortgage advisers for guidance tailored to your needs and, who knows, you might be surprised at what’s possible!

Equity release

It may be possible to release some equity from your property — whether you want to release money to gift a deposit to your children, need funds for that extension you've always dreampt of, want a little extra cash for that holiday of a lifetime, or it may be just what you need to get you through a diffucult time.

Whatever your situation, our team of 5-star advisors have seen it all before and are here to help.

Fixed-rate mortgages

Interest rates tend to rise and fall. If you're coming towards the end of your current mortgage term, now is the perfect time to take control and fix your mortgage to give you peace of mind for the future.

With our large panel of lenders, we have access to thousands more deals so we're sure to find the one that is right for you.

Mortgages for first-time buyers

With no collateral, first-time buyers may need a mortgage with lower upfront costs and looser credit requirements.

Remortgage

When it's time to renew, our experts are here to help with free remortgaging for the liftetime that you live at the property!

Buy-to-let mortgage

If you're looking for an extra stream of income or planning for retirement, speak to us about a specialist mortgage that allows you to invest in the property market.

Limited company mortgage

Taking out a mortgage as a limited company can be another great option for landlords — but it's not for everyone, so speak to us today.

Self-employed mortgage

Whether you work as a sole trader, contractor or a company director, we can assist finding the best mortgage for you.

95% mortgage

With a 95% mortgage you need just a 5% deposit of the total amount, so your dream home may well be within your reach.

Let to Buy mortgage

Thinking about letting your current property and moving to a new home? Our in-house experts are here to give you advice.

Shared ownership mortgage

A shared ownership mortgage enables you to buy between 25% and 75% of its value and pay rent on the remaining share.

Your mortgage matters to us

The home of head-turning morgages

Your local mortgage experts

What will my mortgage cost?

Equity release

Fixed-rate mortgages

Types of mortgage available for you.